Restructuring Plan

A company should treat its restructuring process with sensitivity, strategically, and with foresight, because restructuring plans are critical in providing more efficient and flexible solutions to the businesses in restructuring their balance sheets and operations. 

In order to solve the financial issues of a corporate through restructuring, the underlying business care of the corporate has to be thoroughly analyzed. What factors have led to the corporate reaching the stage of distress, what is the plan for resolving those business issues Our team of finance professionals, and ex-bankers reach to the core of the underlying issues and then along with the corporate prepare a solution


Benefits of Restructuring 

If a company is undergoing some kind of financial distress, then a Restructuring Plan might be a good idea to evaluate the debt burden and release working capital for the business. A restructuring plan involves a thorough analysis of balance sheets and business operations to sustain the business in the future. 

Why Maxigain Capital for Restructuring Your Business?

Our team has prior experience of successfully closing some of the most complex restructuring plans for large corporates. We have obtained restructuring under various different norms, starting from CDR norm, to S4A, to 5/25 scheme, to restructure under the RBI 2019 circular. We have a combined experience of obtaining restructuring plans for more than 50 companies with a combined value of more than 4 Billion USD.

A resolution plan has four cornerstones. It has to meet the regulatory requirements in law and spirit, the business needs of the corporates, has to be acceptable to the lenders and has to be acceptable to the shareholders and management. Meeting the requirements of all these stakeholders means that the business plan has to go through an iterative phase of redrawing it, until all stakeholders agree to the same.

The resolution process in India also involves other agencies like the credit rating agencies and TEV consultants and other agencies which may be appointed by lenders. Our team assists the corporate in responding to all such agencies and ensuring that the resolution plan moves ahead.

The final approval of the resolution plan may impose slightly different terms and conditions then previously envisaged. All such issues have to be navigated with all the stakeholders concerned, in order to obtain closure.

Restructuring Plan

Frequently Asked Questions


A restructuring plan is a formal and financial arrangement between a company and its creditors and/or its shareholders. Restructuring plan can be used to bring a financially distressed company back on its feet with proper planning.   


There are no fixed number of times a company can undergo restructuring. However the process of restructuring is heavy and detail oriented; it needs a lot of time, efforts, resources and proper strategies in the lack of which the entire restructuring can be unsuccessful. A company can undergo restructuring for as many times as it wants, but only after careful thoughts and considerations.


Generally, yes. When a company decides to restructure itself, it can also involve letting a few employees go. Restructuring basically means downsizing of the company, which can lead to closing a few underperforming departments, employees, activities and strategies etc. The main motto of a restructuring plan is to cut costs and make business more efficient and profitable.


A restructuring/resolution plan hogs a lot of time to plan, develop and execute. A resolution plan has four cornerstones. It has to meet the regulatory requirements in law and spirit, the business needs of the corporates, has to be acceptable to the lenders and has to be acceptable to the shareholders and management. Meeting the requirements of all these stakeholders means that the business plan has to go through an iterative phase of redrawing it, until all stakeholders agree to the same.

Hence, plan for the restructuring of your business only when you have time to agree and implement the entire plan in proper ways. 


Our team has prior experience of successfully closing some of the most complex restructuring plans for large corporates. We have a combined experience of obtaining restructuring plans for more than 50 companies with a combined value of more than 4 Billion USD. We have a combined experience of performing restructuring plans for more than 50 companies with a combined value of more than 4 Billion USD.

We help companies with:

  • meeting commercial, financial and legal objectives of the business
  • greater profits
  • reducing the debt burden
  • reducing tax liabilities
  • preparing for the acquisition or sale
  • safeguarding precious assets

Get in touch with us today to sort out your tomorrow!


A restructuring plan comes in many forms such as:

  • Compromise in the amount of debt/loan
  • A debt for equity swap
  • Resetting of covenants
  • Rescheduling debt/loan payments etc. 


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