Machinery Loan

For a business to sustain and grow at a steady rate, you need to ensure the well-being of everything and everyone involved in it. Be it people or machines, everyone requires proper investment. 

Machinery loan is an excellent option to buy or upgrade equipment/machinery for the business. Machinery loan works best for small businesses, start-ups, a few years old businesses as well as established ones. With new and/or upgraded machinery, you promise your business a boost in productivity while taking down the manpower required to complete a task. 


Features of Machinery Loan

Machinery loans come with a plethora of benefits. From machinery upgradation to business expansion, here is how machinery loan can be the right choice to have as a part of your business strategy:

  • Availability of huge loan amount
  • Less number of documents required
  • Quick disbursal of loan amount
  • Flexi loan facility

Benefits of Machinery Loan

Below are the features that can help prove machinery loans are an excellent choice to cater to your business.

  • Collateral-free loan
  • Enables you to purchase new machinery or upgrade/modify/repair the existing ones
  • Supports your business’s growth without slowing down the productivity rate
  • Flexible loan payment with easy EMIs
  • An excellent instrument to support new businesses

Why Maxigain Capital for Your Machinery Loan?

Machinery loans can be availed to either repay a faulty or broken machine or upgrade to a better version.

We help MSMEs gain access to 100% funding for purchasing machines from OEMs. At a low rate of Interest, without requiring any additional collateral. The loan of any value can be raised depending upon the expected cash flows of the business. Since it is applied online, the process is fast and therefore, every process is removed that slows down a loan approval. By taking MSME and SME loans online we have ensured same-day loan approvals with disbursals pending the verification of documents.

Machinery Purchase

Frequently Asked Questions


Machinery loan is a credit facility taken to purchase advanced machinery/equipment for various business purposes. Such loans are extremely helpful in multiplying productivity and revenues, increased results, greater turnaround time etc.


Depending upon your needs, we can get you a loan within 24 hours after we have received all the required documents. We handhold you throughout the process – from filling application form to loan disbursal – our team of experts are always in touch with you.

We help MSMEs gain access to 100% funding for purchasing machines from OEMs. At a low rate of Interest, without requiring any additional collateral. The loan of any value can be raised depending upon the expected cash flows of the business. Since it is applied online, the process is fast and therefore, every process is removed that slows down a loan approval.


  • The age of the applicant must be between 21 years to 65 years at the time of loan maturity
  • Business vintage: 2 years
  • No record of defaulted loans in the past

Machinery loan is an excellent option for those businesses who are opting to purchase or upgrade their machinery. This loan type comes with a pool of benefits such as:

  • Collateral-free loan
  • Enables you to purchase new machinery or upgrade/modify/repair the existing ones
  • Supports your business’s growth without slowing down the productivity rate
  • Flexible loan payment with easy EMIs
  • An excellent instrument to support new businesses 

Maxigain Capital can get you an in-principal confirmation from the bank within 3 working days.  We help MSMEs with:

  • obtaining the maximum amount of loan without needing collateral
  • at the lowest interest rate possible
  • having the hassle-free and painless procedure in getting the business loan, and
  • having the pleasure of fastest turnaround

Our USP lies in bearing a huge network of lending facilities. Once we have gathered all your documents, we span out in the market to get the best deal, and also help you out in the pre and post-application process. You do not have to worry about getting constant inquiry or follow-up calls from the lending facilities because we believe in keeping our clients’ personal details safe and sound. In simple words, you focus on your business while letting us do the heavy lifting, for you! 

Get in touch with us today to sort out your tomorrow! 


Entrepreneurs, small businesses, or companies aiming to secure machinery or equipment for their business growth are some of the excellent entities to avail machinery loans. The loan can help in purchasing new machinery or upgrading the existing ones.


  • Duly filled application form with passport size photographs
  • Applicant’s and co-applicant’s KYC documents
  • Income proof
  • Business vintage and existence proof
  • ITR of previous two years
  • Bank statements for previous one year
  • Original and valid quotation of the machine(s) to be purchased
  • Additional documents as asked by the lending institution